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The real estate market has made bank financing a nightmare, the endless signing of forms, the often times confusing process and with the near weekly changes of approval criteria for a mortgage makes wonder what you can finance and what you can’t. Just about every US Real Estate market has been taken for a wild ride, and it doesn’t seem like it is going to let up any time soon.
Sure you can try to wait out the storm but sometimes you just have to move. Or possibly such as times like today it is once in a lifetime the right time to buy a home. It might be time to consider buying a new home on owner financing. Now unless you have bought or sold a home on Seller Financing you might not realize that it has its own pitfalls as well.
First off, let us say you want to turn to a real estate agent for help. Well very few agents are well versed with the true inner workings of a successful owner financing transaction. Here is a simple test to try for yourself.
Ask any real estate agent how many deals in the last year he or she did that involved owner or seller financing? How about the last two years, or three, or four years?
I bet the number wont be high, in fact there are quite a few real estate agents scrambling to learn all they can about owner financing. Many Real Estate Agents feel that is where the market is heading, at least for the next few years.
Now moving on is...Read More detail